I am not a Certified Public Accountant, Chartered Financial Advisor, Certified Financial Planner, or expert of any sort.  My opinions do not reflect those of my employer, my family, my friends, or other groups or individuals of any sort.  The information on this site should not be construed as financial advice or advice of any sort.  I disclaim all warranties, express, implied or statutory, regarding the accuracy, timeliness, completeness, and/or anything of any sort contained herein.  Please seek a CPA, CFA, CFP, or other qualified financial professional to discuss your specific problems, goals, or needs of any sort.


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